Another excellent observation from Michael Panzer at his site Financial Armageddon. Its a very good read, and the same for his most recent book.
"Unhappy people are better off living in the city. A person can live in the city for a hundred years and not even realize that they are already dead and rotting. They don't have time to realize this on their own; they are too busy."
Leo Tolstoy, The Kreutzer Sonata, 1889