"Holiness consists simply in doing God's will, and being just what God wants us to be. Our Lord does not look so much at the greatness of our actions, or even at their difficulty, but at the love with which we do them. Without love deeds, even the greatest, count as nothing. Our Lord's love shines forth as much in the simplest of souls as it does in the most highly gifted, as long as there is no refusal of His grace." Thérèse Martin de Lisieux
GLD and SLV generally trade at a slight discount to spot because of their management fes. They are also used for arbitrage plays.
The premium on GTU is substantial as a result of the recent rally in gold. Personally I would not buy it at that level of premium preferring other investments.
